Exodus 22:13-15

The Voice

¹³ If it was torn to pieces by another animal, then the neighbor may use the remains as evidence, and not have to pay any compensation for the torn animal.

¹⁴ If someone borrows an animal from a neighbor and it is harmed or dies while not in the possession of the owner, then the borrower must compensate the owner in full. ¹⁵ But if the owner was there when the animal dies or is harmed, then no compensation is required. If the animal has been rented and not borrowed, then the rental fee paid shall cover the loss of the animal.